Terrel Bernard

Linebacker

Age: 25
Free Agency: 2026 (UFA)
Accrued Seasons: 2
  • 2024 Salary Cap Charge: $1,399,872 (0.55% of cap)
  • 2024 Cash Payout: $1,171,624 (0.47% of spending)
  • 2024 Cash to Cap Ratio: 0.84
  • Contract Value: $5,132,864 ($1,283,216 APY)
  • Fully Guaranteed Money: $912,992
  • Contract Ranking: 78/212 at LB

Current Contract

(Drafted, signed 2022)
(📝: indicates contract trigger occuring during that year)
YearAgeBase SalaryProrated Signing BonusWorkout BonusCap
Number
Cap %
Dead Money & Cap Savings
202223$705,000$228,248$0$933,2480.4%
202324$908,312$228,248$30,000$1,166,5600.5%
202425$1,141,624$228,248$30,000$1,399,8720.5%
202526$1,374,936$228,248$30,000$1,633,1840.6%
Total$4,129,872$912,992$90,000$5,132,864

Contract Notes

Terrel Bernard signed a 4 year rookie contract with the Buffalo Bills on May 13, 2022 worth $5,132,864 with a $912,992 signing bonus.

Cash Flows

- fully earned money
- unearned or partially earned money
$1.3M
$2.6M
$3.8M
$5.1M
2022202320242025
Cash Due$1,617,992$938,312$1,171,624$1,404,936
Running Cash$1,617,992$2,556,304$3,727,928$5,132,864
Career Earnings: $2,556,304
Career APY: $1,278,152
Potential Earnings: $5,132,864
Total Guarantees: $912,992
Largest Cash Payment: $1,617,992 (2022)
Largest Cap Number: $1,633,184 (2025)

Contract History

TeamContract TypeStatusYear SignedYrsTotalAPYGuaranteesAmount Earned% EarnedEffective APY
BillsDraftedActive20224$5,132,864$1,283,216$912,992$2,556,30449.8%$1,278,152
Earnings By Team
TeamYrsSalaryAPYPaid on Cap% Paid on CapPaid as Dead Money% Paid as Dead Money
Bills2$2,556,304$1,278,152$2,099,8080.0%$00.0%

Season History

YearTeamBase SalaryProrated BonusWorkout BonusCap
Number
Cap %Cash Paid
2022Bills$705,000$228,248$0$933,2480.4%$1,617,992
2023Bills$908,312$228,248$30,000$1,166,5600.5%$938,312
2024Bills$1,141,624$228,248$30,000$1,399,8720.5%$1,171,624
2025Bills$1,374,936$228,248$30,000$1,633,1840.6%$1,404,936
Total$4,129,872$912,992$90,000$5,132,864$5,132,864

Statistics

YearGames PlayedGames InactiveSnapsTacklesNegative PlaysInterceptionsFumblesTD
InjuredHealthyDefenseSpecialSoloAssistSacksYardsTFLQB HitsPass Def.INTYardsForcedRec.Yards
2022160010.5%62.0%7900000000000
2023170093.2%13.0%84596.5321095300300

Valuation Diamond

The diamond is a scatterplot graph that visualizes the relation of the player's APY (in green) and performance (in blue, as measured by OTC's Valuations) to the rest of the league at his position. To understand how to read the diamond, read this explainer.

OTC ValuationAPY
Regular$9,718,000$1,283,216
Injury Adjusted$9,718,000$1,283,216
test
OTC Valuation $3.1M $6.1M $9.2M $12.2M $15.3M APY $3.3M $6.7M $10M $13.3M $16.7M $4,826,000 $2,200,000

Weekly Valuation Trends

The chart below illustrates the trend of the player's weekly OTC Valuations (in blue) from the most recent season, using APY (in green) and, if applicable, cash that is due to the player in the next season (in red) as benchmarks. Weeks not plotted indicate that the player was inactive or on a bye.

To see interactive and more in-depth use of OTC Valuation data, subscribe to OTC Premium.