Terrel Bernard

Linebacker

Age: 26
Free Agency: 2030 (Void)
Accrued Seasons: 3
  • 2025 Salary Cap Charge: $2,528,248 (0.93% of cap)
  • 2025 Cash Payout: $7,100,000 (2.01% of spending)
  • 2025 Cash to Cap Ratio: 2.81
  • Contract Value: $42,000,000 ($10,500,000 APY)
  • Fully Guaranteed Money: $14,100,000
  • Contract Ranking: 12/249 at LB

Current Contract

(Extension, signed 2025)
(📝: indicates contract trigger occuring during that year)
YearAgeBase SalaryProrated BonusRoster BonusWorkout BonusGuaranteed SalaryCap
Number
Cap %
Dead Money & Cap Savings
SigningOptionRegularPer Game
202526$1,100,000$1,428,248$0$0$0$0$1,100,000$2,528,2480.9%
2026 📝
March 19: Option for 2030 is due
27$2,162,000$1,200,000$1,350,000$0$510,000$250,000$7,000,000$5,472,0001.9%
2027 📝
March 18: Remaining $1.54 million salary becomes guaranteed
28$7,840,000$1,200,000$1,350,000$0$510,000$250,000$0$11,150,0003.6%
202829$8,690,000$1,200,000$1,350,000$0$510,000$250,000$0$12,000,000--
2029 📝
March 18: Roster bonus due
30$8,824,000$1,200,000$1,350,000$1,000,000$510,000$250,000$0$13,134,000--
2030 📝
February 15: Contract voids
31Void$0$1,350,000VoidVoidVoidVoid$1,350,000--
Total$28,616,000$6,228,248$6,750,000$1,000,000$2,040,000$1,000,000$8,100,000$45,634,248

Contract Notes

Terrel Bernard signed a 4 year extension with the Buffalo Bills worth a base value of $42.0 million with $25.2 million in total guarantees. Bernard received a $6 million signing bonus and fully guaranteed salary in 2025. Additional vesting guarantees are available for 2026 and 2026 along with a $6.75 million option bonus in 2026. An additional $4.5 million is available through salary escalators for honors.

Cash Flows

- fully earned money
- unearned or partially earned money
$10.5M
$21M
$31.5M
$42M
20252026202720282029
Cash Due$3,694,000$9,672,000$8,600,000$9,450,000$10,584,000
Running Cash$3,694,000$13,366,000$21,966,000$31,416,000$42,000,000
Career Earnings: $9,727,928
Career APY: $3,242,643
Potential Earnings: $49,133,928
Total Guarantees: $15,012,992
Largest Cash Payment: $10,584,000 (2029)
Largest Cap Number: $13,134,000 (2029)

Contract History

TeamContract TypeStatusYear SignedYrsTotalAPYGuaranteesAmount Earned% EarnedEffective APY
BillsDraftedExtended20224$5,132,864$1,283,216$912,992$3,727,92872.6%$1,242,643
BillsExtensionActive20254$42,000,000$10,500,000$14,100,000$6,000,00014.3%$0
Earnings By Team
TeamYrsSalaryAPYPaid on Cap% Paid on CapPaid as Dead Money% Paid as Dead Money
Bills3$9,727,928$3,242,643$3,499,6800.0%$00.0%

Season History

YearTeamBase SalaryProrated BonusOption BonusRoster BonusPer Game Roster BonusWorkout BonusGuaranteed SalaryCap
Number
Cap %Cash Paid
2022Bills$705,000$228,248$0$0$0$0$0$933,2480.4%$1,617,992
2023Bills$908,312$228,248$0$0$0$30,000$0$1,166,5600.5%$938,312
2024Bills$1,141,624$228,248$0$0$0$30,000$0$1,399,8720.5%$1,171,624
2025Bills$1,100,000$1,428,248$0$0$0$0$1,100,000$2,528,2480.9%$7,100,000
2026Bills$2,162,000$1,200,000$1,350,000$0$510,000$250,000$7,000,000$5,472,0001.9%$9,672,000
2027Bills$7,840,000$1,200,000$1,350,000$0$510,000$250,000$0$11,150,0003.6%$8,600,000
2028Bills$8,690,000$1,200,000$1,350,000$0$510,000$250,000$0$12,000,000--$9,450,000
2029Bills$8,824,000$1,200,000$1,350,000$1,000,000$510,000$250,000$0$13,134,000--$10,584,000
2030Bills$20,000,000$0$1,350,000$0$0$0$0$1,350,000--$0
Total$51,370,936$6,912,992$6,750,000$1,000,000$2,040,000$1,060,000$8,100,000$49,133,928$49,133,928

Statistics

YearGames PlayedGames InactiveSnapsTacklesNegative PlaysInterceptionsFumblesTD
InjuredHealthyDefenseSpecialSoloAssistSacksYardsTFLQB HitsPass Def.INTYardsForcedRec.Yards
2022160010.5%62.0%7900000000000
2023170093.2%13.0%84596.5321095300300
2024130467.8%12.6%554916533200100

Valuation Diamond

The diamond is a scatterplot graph that visualizes the relation of the player's APY (in green) and performance (in blue, as measured by OTC's Valuations) to the rest of the league at his position. To understand how to read the diamond, read this explainer.

OTC ValuationAPY
Regular$3,372,000$10,500,000
Injury Adjusted$3,372,000$10,500,000
test
OTC Valuation $2.9M $5.9M $8.8M $11.7M $14.7M APY $3.5M $7M $10.5M $14M $17.5M $3,519,000 $3,250,000

Weekly Valuation Trends

The chart below illustrates the trend of the player's weekly OTC Valuations (in blue) from the most recent season, using APY (in green) and, if applicable, cash that is due to the player in the next season (in red) as benchmarks. Weeks not plotted indicate that the player was inactive or on a bye.

To see interactive and more in-depth use of OTC Valuation data, subscribe to OTC Premium.