Terrel Bernard


Age: 23
Free Agency: 2026 (UFA)
Accrued Seasons: 0
  • 2022 Salary Cap Charge: $933,248 (0.45% of cap)
  • 2022 Cash Payout: $1,617,992 (0.56% of spending)
  • 2022 Cash to Cap Ratio: 1.73
  • Contract Value: $5,132,864 ($1,283,216 APY)
  • Fully Guaranteed Money: $912,992
  • Contract Ranking: 73/261 at LB

Current Contract

(Drafted, signed 2022)
(📝: indicates contract trigger occuring during that year)
YearAgeBase SalaryProrated BonusWorkout BonusCap
Cap %
Dead Money & Cap Savings

Contract Notes

Terrel Bernard signed a 4 year rookie contract with the Buffalo Bills on May 13, 2022 worth $5,132,864 with a $912,992 signing bonus.

Cash Flows

- fully earned money
- unearned or partially earned money
Cash Due$1,617,992$938,312$1,171,624$1,404,936
Running Cash$1,617,992$2,556,304$3,727,928$5,132,864
Career Earnings: $912,992
Career APY: $0
Potential Earnings: $5,132,864
Total Guarantees: $912,992
Largest Cash Payment: $1,617,992 (2022)
Largest Cap Number: $1,633,184 (2025)

Contract History

TeamContract TypeStatusYear SignedYrsTotalAPYGuaranteesAmount Earned% EarnedEffective APY
Earnings By Team
TeamYrsSalaryAPYPaid on Cap% Paid on CapPaid as Dead Money% Paid as Dead Money


No statistics available.

Valuation Diamond

The diamond is a scatterplot graph that visualizes the relation of the player's APY (in green) and performance (in blue, as measured by OTC's Valuations) to the rest of the league at his position. To understand how to read the diamond, read this explainer.

OTC ValuationAPY
Injury Adjusted$0$0
OTC Valuation $2.5M $5M $7.5M $10.1M $12.6M APY $3.3M $6.6M $9.9M $13.1M $16.4M $2,843,000 $2,433,000

Weekly Valuation Trends

The chart below illustrates the trend of the player's weekly OTC Valuations (in blue) from the most recent season, using APY (in green) and, if applicable, cash that is due to the player in the next season (in red) as benchmarks. Weeks not plotted indicate that the player was inactive or on a bye.

To see interactive and more in-depth use of OTC Valuation data, subscribe to OTC Premium.