Nick McCloud

Cornerback

Age: 27
Free Agency: 2026 (UFA)
Accrued Seasons: 5
  • 2025 Salary Cap Charge: $1,180,000 (0.41% of cap)
  • 2025 Cash Payout: $1,320,000 (0.46% of spending)
  • 2025 Cash to Cap Ratio: 1.12
  • Contract Value: $1,320,000 ($1,320,000 APY)
  • Fully Guaranteed Money: $50,000
  • Contract Ranking: 110/265 at CB

Current Contract

(UFA, signed 2025)
(📝: indicates contract trigger occuring during that year)
YearAgeBase SalaryProrated Signing BonusRoster BonusWorkout BonusCap
Number
Cap %
Dead Money & Cap Savings
202527$1,170,000$50,000$50,000$50,000$1,180,0000.4%
Total$1,170,000$50,000$50,000$50,000$1,180,000

Cash Flows

- fully earned money
- unearned or partially earned money
$1.3M
2025
Cash Due$1,320,000
Running Cash$1,320,000
Career Earnings: $4,213,078
Career APY: $1,053,270
Potential Earnings: $3,519,467
Total Guarantees: $210,000
Largest Cash Payment: $1,320,000 (2025)
Largest Cap Number: $1,180,000 (2025)

Contract History

TeamContract TypeStatusYear SignedYrsTotalAPYGuaranteesAmount Earned% EarnedEffective APY
BillsUDFAClaimed20213$2,445,000$815,000$80,000$00.0%$0
BengalsUDFATerminated20213$2,445,000$815,000$80,000$00.0%$0
BillsPracticeExpired20211$165,600$165,600$0$82,80050.0%$82,800
BillsSFAClaimed20222$1,765,000$882,500$0$00.0%$0
GiantsSFAExpired20222$1,765,000$882,500$0$1,765,000100.0%$882,500
GiantsRFATerminated20241$2,985,000$2,985,000$0$00.0%$0
49ersPracticeElevated20241$302,400$302,400$0$00.0%$0
49ersPracticeRenegotiated20241$302,400$302,400$0$00.0%$0
49ersPracticeElevated20241$302,400$302,400$0$00.0%$0
49ersSFAExpired20241$1,055,000$1,055,000$0$351,66733.3%$351,667
BearsUFAActive20251$1,320,000$1,320,000$50,000$50,0003.8%$0
Earnings By Team
TeamYrsSalaryAPYPaid on Cap% Paid on CapPaid as Dead Money% Paid as Dead Money
Bills1$102,800$102,800$82,8000.0%$20,0000.0%
Bengals0$330,000$0$00.0%$330,0000.0%
Giants2$3,257,500$1,628,750$1,765,0000.0%$1,492,5000.0%
49ers1$472,778$472,778$351,6670.0%$121,1110.0%
Bears0$50,000$0$00.0%$00.0%

Season History

YearTeamBase SalaryProrated BonusRoster BonusWorkout BonusCap
Number
Cap %Cash Paid
2021Bills$165,600$0$0$0$82,8000.0%$82,800
2022Giants$825,000$0$0$0$825,0000.4%$825,000
2023Giants$940,000$0$0$0$940,0000.4%$940,000
202449ers$1,055,000$0$0$0$351,6670.1%$351,667
2025Bears$1,170,000$50,000$50,000$50,000$1,180,0000.4%$1,320,000
Total$4,155,600$50,000$50,000$50,000$3,379,467$3,519,467
Dead Money History
TeamYearCap ChargeCash Paid
Bills2021$6,666$20,000
Bengals2021$330,000$330,000
Bills2022$13,334$0
Giants2024$1,492,500$1,492,500
49ers2024$121,111$121,111
Total$1,963,611$1,963,611

Statistics

YearGames PlayedGames InactiveSnapsTacklesNegative PlaysInterceptionsFumblesTD
InjuredHealthyDefenseSpecialSoloAssistSacksYardsTFLQB HitsPass Def.INTYardsForcedRec.Yards
20212061.2%2.1%0000000000000
2022143047.5%42.5%3181.511.5227000000
2023170027.7%75.8%17500002102000
2024150220.7%47.8%131000101000000

Valuation Diamond

The diamond is a scatterplot graph that visualizes the relation of the player's APY (in green) and performance (in blue, as measured by OTC's Valuations) to the rest of the league at his position. To understand how to read the diamond, read this explainer.

OTC ValuationAPY
Regular$264,000$1,320,000
Injury Adjusted$264,000$1,320,000
test
OTC Valuation $3M $5.9M $8.9M $11.8M $14.8M APY $5M $10M $15M $20M $25M $4,410,000 $5,500,000

Weekly Valuation Trends

The chart below illustrates the trend of the player's weekly OTC Valuations (in blue) from the most recent season, using APY (in green) and, if applicable, cash that is due to the player in the next season (in red) as benchmarks. Weeks not plotted indicate that the player was inactive or on a bye.

To see interactive and more in-depth use of OTC Valuation data, subscribe to OTC Premium.