J.T. Gray

Safety

Age: 30
Free Agency: 2027 (UFA)
Accrued Seasons: 8
  • 2026 Salary Cap Charge: $1,175,000 (0.37% of cap)
  • 2026 Cash Payout: $1,487,500 (0.45% of spending)
  • 2026 Cash to Cap Ratio: 1.27
  • Contract Value: $1,487,500 ($1,487,500 APY)
  • Fully Guaranteed Money: $350,000
  • Contract Ranking: 76/185 at S

Current Contract

(UFA, signed 2026)
(📝: indicates contract trigger occuring during that year)
YearAgeBase SalaryProrated Signing BonusRoster BonusGuaranteed SalaryCap
Number
Cap %
Dead Money & Cap Savings
202630$1,300,000$100,000$87,500$250,000$1,175,0000.4%
Total$1,300,000$100,000$87,500$250,000$1,175,000

Contract Notes

J.T. Gray signed a three year, $9.6 million contract with the Saints. Gray received $3.5 million in guarantees including a $2.4 million signing bonus. If on the roster on the 5th day of the league year in 2024 and 2025 he will receive a roster bonus in each year of $500,000. Another $1.5 million in incentives are available.

Cash Flows

- fully earned money
- unearned or partially earned money
$1.5M
2026
Cash Due$1,487,500
Running Cash$1,487,500
Career Earnings: $13,716,853
Career APY: $1,714,607
Potential Earnings: $13,700,667
Total Guarantees: $3,855,000
Largest Cash Payment: $3,500,000 (2023)
Largest Cap Number: $3,480,000 (2024)

Contract History

TeamContract TypeStatusYear SignedYrsTotalAPYGuaranteesAmount Earned% EarnedEffective APY
SaintsUDFATerminated20183$1,715,000$571,667$5,000$00.0%$0
SaintsPracticeExpired20181$204,000$204,000$0$84,00041.2%$84,000
SaintsSFAExpired20191$570,000$570,000$0$570,000100.0%$570,000
SaintsERFAExpired20201$660,000$660,000$0$750,000113.6%$750,000
SaintsRFAExpired20212$4,000,000$2,000,000$0$4,100,000102.5%$2,050,000
SaintsUFATerminated20233$9,600,000$3,200,000$3,500,000$6,500,00067.7%$3,250,000
RavensPracticeTerminated20251$396,000$396,000$0$00.0%$0
BroncosSFATerminated20251$1,255,000$1,255,000$0$00.0%$0
BuccaneersPracticeElevated20251$396,000$396,000$0$00.0%$0
BuccaneersPracticeRenegotiated20251$396,000$396,000$0$00.0%$0
BuccaneersSFAExpired20251$1,255,000$1,255,000$0$209,16716.7%$209,167
EaglesUFAActive20261$1,487,500$1,487,500$350,000$100,0006.7%$0
Earnings By Team
TeamYrsSalaryAPYPaid on Cap% Paid on CapPaid as Dead Money% Paid as Dead Money
Saints7$12,791,353$1,827,336$10,564,0000.0%$2,227,3530.0%
Ravens0$132,000$0$00.0%$132,0000.0%
Broncos0$348,611$0$00.0%$348,6110.0%
Buccaneers1$344,889$344,889$171,6670.0%$135,7220.0%
Eagles0$100,000$0$00.0%$00.0%

Season History

YearTeamBase SalaryProrated BonusRoster BonusOther BonusGuaranteed SalaryCap
Number
Cap %Cash Paid
2018Saints$204,000$0$0$0$0$84,0000.0%$84,000
2019Saints$570,000$0$0$0$0$570,0000.3%$570,000
2020Saints$750,000$0$0$0$0$750,0000.4%$750,000
2021Saints$1,000,000$500,000$0$0$1,000,000$1,500,0000.8%$2,100,000
2022Saints$1,600,000$500,000$400,000$100,000$0$2,600,0001.3%$2,000,000
2023Saints$1,100,000$480,000$0$0$1,100,000$1,580,0000.7%$3,500,000
2024Saints$2,500,000$480,000$500,000$0$500,000$3,480,0001.4%$3,000,000
2025Buccaneers$1,255,000$0$0$0$0$171,6670.1%$209,167
2026Eagles$1,300,000$100,000$87,500$0$250,000$1,175,0000.4%$1,487,500
Total$10,279,000$2,060,000$987,500$100,000$2,850,000$11,910,667$13,700,667
Dead Money History
TeamYearCap ChargeCash Paid
Saints2018$284,019$287,353
Saints2019$3,334$0
Saints2025$980,000$500,000
Ravens2025$132,000$132,000
Broncos2025$209,167$209,167
Broncos2025$139,444$139,444
Buccaneers2025$135,722$135,722
Saints2026$960,000$0
Total$2,843,686$1,403,686

Statistics

YearGames PlayedGames InactiveSnapsTacklesNegative PlaysInterceptionsFumblesTD
DefenseSpecialSoloAssistSacksYardsTFLQB HitsPass Def.INTYardsForcedRec.Yards
2018540.0%20.8%0000000000000
20191601.8%56.3%13400000000100
20201601.9%71.5%1000001000000
20211603.7%78.5%2100000000000
20221432.5%69.4%232.512.5120000000
20231430.5%61.3%0100000000000
20241704.8%80.4%2100000001000
2025520.0%16.4%0000000000000

Valuation Diamond

The diamond is a scatterplot graph that visualizes the relation of the player's APY (in green) and performance (in blue, as measured by OTC's Valuations) to the rest of the league at his position. To understand how to read the diamond, read this explainer.

OTC ValuationAPY
Regular$0$0
Injury Adjusted$0$0
test
OTC Valuation $2.4M $4.9M $7.3M $9.8M $12.2M APY $4.2M $8.4M $12.6M $16.7M $20.9M $5,549,000 $5,500,000

Weekly Valuation Trends

The chart below illustrates the trend of the player's weekly OTC Valuations (in blue) from the most recent season, using APY (in green) and, if applicable, cash that is due to the player in the next season (in red) as benchmarks. Weeks not plotted indicate that the player was inactive or on a bye.

To see interactive and more in-depth use of OTC Valuation data, subscribe to OTC Premium.