Christian McCaffrey

Running Back

Age: 30
Free Agency: 2028 (Void)
Accrued Seasons: 9
  • 2026 Salary Cap Charge: $10,856,472 (3.19% of cap)
  • 2026 Cash Payout: $12,500,000 (3.47% of spending)
  • 2026 Cash to Cap Ratio: 1.15
  • Contract Value: $38,000,000 ($19,000,000 APY)
  • Fully Guaranteed Money: $24,000,000
  • Contract Ranking: 2/163 at RB

Current Contract

(Extension, signed 2024)
(📝: indicates contract trigger occuring during that year)
YearAgeBase SalaryProrated BonusPer Game Roster BonusWorkout BonusGuaranteed SalaryCap
Number
Cap %
Dead Money & Cap Savings
SigningOption
202428$1,210,000$5,002,000$0$500,000$0$1,210,000$6,682,5882.3%
2025 📝
March 17: Option due
29$1,255,000$3,947,472$2,849,000$500,000$200,000$0$8,751,4722.6%
2026 📝
March 15: Option due
30$1,300,000$3,947,472$4,959,000$500,000$150,000$0$10,856,4723.2%
202731$16,850,000$3,947,472$4,959,000$500,000$150,000$0$26,406,4728.1%
2028 📝
February 10: Contract voids
32Void$1,803,472$4,959,000VoidVoidVoid$13,831,4723.9%
202933Void$0$4,959,000VoidVoidVoid$0--
203034Void$0$2,110,000VoidVoidVoid$0--
Total$20,615,000$18,647,888$24,795,000$2,000,000$500,000$1,210,000$66,528,476

Contract Notes

Christian McCaffrey signed a 4 year, $64 million contract extension with the Panthers on April 16, 2020. Contract details come from a report via Mike Florio of PFT. Per Florio, $30.0625 million of the contract is fully guaranteed at signing including a $21.5 million signing bonus. If McCaffrey is on the roster on the fifth day of the 2021 league year he will earn a guarantee of $8.1 million on his 2022 base salary. There is also a $1 million guarantee for injury in 2023.

Cash Flows

- fully earned money
- unearned or partially earned money
$19M
$38M
2024202520262027
Cash Due$4,000,000$4,000,000$12,500,000$17,500,000
Running Cash$4,000,000$8,000,000$20,500,000$38,000,000
Career Earnings: $97,405,363
Career APY: $10,822,818
Potential Earnings: $119,495,363
Total Guarantees: $101,366,304
Largest Cash Payment: $22,325,000 (2020)
Largest Cap Number: $26,406,472 (2027)

Contract History

TeamContract TypeStatusYear SignedYrsTotalAPYGuaranteesAmount Earned% EarnedEffective APY
PanthersDraftedExtended20174$17,241,304$4,310,326$17,241,304$14,425,21683.7%$4,808,405
PanthersExtensionTraded20204$64,063,412$16,015,853$30,062,500$30,562,50047.7%$15,281,250
49ersExtensionExtended20204$64,063,412$16,015,853$30,062,500$12,690,00019.8%$6,345,000
49ersExtensionActive20242$38,000,000$19,000,000$24,000,000$31,817,64783.7%$15,908,824
Earnings By Team
TeamYrsSalaryAPYPaid on Cap% Paid on CapPaid as Dead Money% Paid as Dead Money
Panthers5$52,897,716$10,579,543$26,449,7160.0%$26,448,0000.0%
49ers4$44,507,647$11,126,912$19,548,0600.0%$00.0%

Season History

YearTeamBase SalaryProrated BonusOption BonusPer Game Roster BonusWorkout BonusGuaranteed SalaryCap
Number
Cap %Cash Paid
2017Panthers$465,000$2,669,782$0$0$0$465,000$3,134,7821.7%$11,144,128
2018Panthers$1,248,696$2,669,782$0$0$0$1,248,696$3,918,4782.1%$1,248,696
2019Panthers$2,032,392$2,669,782$0$0$0$2,032,392$4,702,1742.4%$2,032,392
2020Panthers$825,000$6,969,782$0$0$0$825,000$7,794,7823.7%$22,325,000
2021Panthers$990,000$5,709,500$0$0$200,000$990,000$6,899,5003.7%$8,237,500
202249ers$1,035,000$0$0$0$0$0$690,0000.3%$690,000
202349ers$1,080,000$2,144,000$0$0$200,000$0$3,424,0001.4%$12,000,000
202449ers$1,210,000$5,002,000$0$500,000$0$1,210,000$6,682,5882.3%$15,617,647
202549ers$1,255,000$3,947,472$2,849,000$500,000$200,000$0$8,751,4722.6%$16,200,000
202649ers$1,300,000$3,947,472$4,959,000$500,000$150,000$0$10,856,4723.2%$12,500,000
202749ers$16,850,000$3,947,472$4,959,000$500,000$150,000$0$26,406,4728.1%$17,500,000
202849ers$99,000,000$1,803,472$4,959,000$0$0$0$13,831,4723.9%$0
202949ers$99,000,000$0$4,959,000$0$0$0$0--$0
203049ers$99,000,000$0$2,110,000$0$0$0$0--$0
Total$325,291,088$41,480,516$24,795,000$2,000,000$900,000$6,771,088$97,092,192$119,495,363
Dead Money History
TeamYearCap ChargeCash Paid
Panthers2022$8,095,750$7,910,000
Panthers2023$18,352,250$0
Total$26,448,000$7,910,000

Statistics

YearGames PlayedGames InactiveSnapsRushingReceivingFumbles
OffenseSpecialAttYardsAvgTDRecYardsAvgTDTotalLost
201716070.2%10.9%1114213.82756118.1521
201816091.3%0.2%21910985.071078678.1641
201916093.4%0.0%28713874.81511610058.7410
20203716.5%0.2%592253.85171498.8100
20217223.7%0.4%994424.51373439.3100
202217072.7%0.6%24411394.78857418.7500
202316176.2%0.2%27214595.414675648.4700
20244115.5%0.0%502024.00151469.7000
202517083.0%0.7%31112023.9101029249.1700

Valuation Diamond

The diamond is a scatterplot graph that visualizes the relation of the player's APY (in green) and performance (in blue, as measured by OTC's Valuations) to the rest of the league at his position. To understand how to read the diamond, read this explainer.

OTC ValuationAPY
Regular$15,343,000$19,000,000
Injury Adjusted$15,343,000$19,000,000
test
OTC Valuation $2.7M $5.4M $8.1M $10.8M $13.5M APY $3.4M $6.9M $10.3M $13.7M $17.2M $7,807,000 $8,000,000

Weekly Valuation Trends

The chart below illustrates the trend of the player's weekly OTC Valuations (in blue) from the most recent season, using APY (in green) and, if applicable, cash that is due to the player in the next season (in red) as benchmarks. Weeks not plotted indicate that the player was inactive or on a bye.

To see interactive and more in-depth use of OTC Valuation data, subscribe to OTC Premium.