NFL Collective Bargaining Agreement

Article 58
Group Insurance

Section 5

The Management Council will continue to administer the Plan. The parties each shall continue to have the right to appoint two (2) trustees for the Plan. In the event of a tie vote by the trustees in any appeal, the matter will be referred to the Benefits Arbitrator under Article 64. The NFLPA will continue to have the right to veto for cause any insurance company or other entity selected by the NFL or the Management Council to provide benefits under this Article. Reasons justifying such a veto for cause include, but are not limited to, excessive cost, poor service, or insufficient financial reserves. Upon request by the NFLPA, the Management Council will promptly provide the NFLPA with any document or other information relating to group insurance, including materials relating to experience and costs. The Management Council shall not change any benefit provided under this Article 58 without the consent of the NFLPA.