NFL Collective Bargaining Agreement

Article 58
Group Insurance

Section 2
Extended Post-Career Medical, Vision And Dental Benefits

The medical, dental, and vision benefits described in Section 1 of this Article will continue, subject to limitations described in Section 3 below, as follows;


Players vested due to their Credited Seasons under the Retirement Plan who are released or otherwise sever employment at any time on or after the first regular season game, and prior to the expiration or termination of this Agreement, will continue to receive the benefits described in Subsections 1(b), 1(c) and 1(d) above through the end of the Plan Year in which such release or severance occurs and for the following sixty (60) month period.


All rights under federal law of the players and their spouses and dependents to elect COBRA continuation coverage will commence upon the expiration or termination of the period in which the benefits described above are provided, as if such additional benefits had not been provided.


Players vested due to their Credited Seasons under the Retirement Plan who have completed their eligibility under this Section and under COBRA shall have the option, at the expiration of COBRA, to continue insurance coverage on the same terms as if COBRA had not expired (at their own expense) for the duration of this Agreement provided that no break in coverage occurs after the player’s last Player Contract is terminated or expires. Each such player also will have the right to waive coverage under COBRA and elect coverage instead under the lower cost option provided under the Plan.