NFL Collective Bargaining Agreement

Article 41
Workers’ Compensation

Section 1

In any state where workers’ compensation coverage is not compulsory or where a Club is excluded from a state’s workers’ compensation coverage, a Club will either voluntarily obtain coverage under the compensation laws of that state or otherwise guarantee equivalent benefits to its players. In the event that a player qualifies for benefits under this section, such benefits will be equivalent to those benefits paid under the compensation law of the state in which his Club is located.