NFL Collective Bargaining Agreement

Article 41
Workers’ Compensation

Section 2
Rejection of Coverage

Nothing in this Article is to be interpreted as preventing a Club that has the legal right to do so from rejecting coverage under the workers’ compensation law of its state. However, if a Club elects to reject coverage under the compensation law of its state, it must nevertheless guarantee benefits to its Players in the manner provided in Section 1 above. Moreover, any Club may be excluded from those laws if it elects to do so, but any such Club will be obligated to guarantee benefits to its Players in the same manner provided in Section 1 above.